Subject to the conditions and defences in section 150 of the Motor Vehicles Act, 1988, which…

Section 150 of the Motor Vehicles Act preserves the specified third-party payment duty despite some avoidance or cancellation circumstances, subject to its conditions. United India Insurance v Laxmamma explains that effective cancellation communicated to the insured before the accident can extinguish the relevant liability; cancellation after the accident did not do so there. Cancellation is therefore not universally irrelevant.