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Section 146 of the Motor Vehicles Act, 1988 requires third-party insurance for using a motor vehicle in a public place. Which vehicle, used as stated, is outside that requirement by the Act itself,…

Question and options

Section 146 of the Motor Vehicles Act, 1988 requires third-party insurance for using a motor vehicle in a public place. Which vehicle, used as stated, is outside that requirement by the Act itself, without any exemption order?

  1. A privately owned car used only for family travel

  2. A State Government jeep used for district administration

  3. A State transport undertaking bus used on a stage carriage route

  4. A municipal corporation truck used for waste collection

Answer and explanation

Correct answer: B - A State Government jeep used for district administration

Section 146(2) of the Motor Vehicles Act, 1988 excludes vehicles owned by the Central or a State Government and used for government purposes unconnected with any commercial enterprise. Vehicles of a State transport undertaking or a local authority are freed only if the appropriate Government makes an exemption order under section 146(3), and only where the authority maintains a fund; a private car always needs cover.

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