____ is the attempt by cybercriminals posing as legitimate institutions, usually via email to obtain sensitive information from targeted individuals

Phishing is impersonating a trustworthy institution, usually by email, to trick people into revealing sensitive information such as passwords or card details. Skimming copies card data with a hidden device at an ATM or point of sale, a denial-of-service attack floods a system to make it unavailable, and hacking is unauthorised access in general.