Section 21 of the Banning of Unregulated Deposit Schemes Act, 2019 deals with:

Section 21 sets out the punishment for contravening section 3, the section that bans Unregulated Deposit Schemes, with graded punishment for soliciting, accepting and fraudulently defaulting. Contraventions of sections 4 and 5 are punished separately under sections 22 and 23.